Debt Management Ratios
Debt management ratios are crucial indicators that provide insights into an individual’s financial health and their ability to manage debt responsibly. Here are some of the most important debt management ratios for individuals: Debt-to-Income Ratio (DTI): Credit Utilization Ratio: Debt Payment-to-Income Ratio: Savings-to-Debt Ratio: Loan-to-Value Ratio (LTV) for Mortgages: Student Loan Debt-to-Income Ratio: Fixed Charge …